Kubanefro
Kubanefro Personal Budgeting
Certified Instructors
Personal Budgeting Courses

How you learn here

Two formats, one goal — making sense of where your money goes and what to do about it. Choose a group session for structured discussion or private lessons when your situation needs one-on-one attention.

Instructor working with a learner on a budgeting session
What we offer

Two ways to learn

Group Sessions

Small cohorts of 6–12 people work through the same material together. Each session runs 90 minutes, twice a week, with a mix of explanation and live Q&A.

Group format works well if you prefer hearing how others deal with similar problems — debt from graduate school, irregular freelance income, a first mortgage. Shared examples make abstract concepts stick.

Cohort-based Live Q&A Peer discussion Recorded replays

Private Lessons

One instructor, one learner, one agenda — yours. Sessions are scheduled around your availability and focused on what you actually need to resolve: a spending leak you can't identify, a savings plan that needs rebuilding, or preparing for a major financial decision.

The instructor reviews your numbers in advance when you share them. Sessions start from your real situation, not a generic case study.

Flexible schedule Custom agenda Instructor prep Direct feedback
6 wk Typical group programme length — enough time to build and test a working budget

Multilingual sessions

Instructors cover sessions in multiple languages. Request your preferred language when enrolling.

Learner reviewing budget spreadsheet during an online session
Session structure

From enrolment to practice

Pick a format and a start date

Group cohorts open on a fixed schedule. Private lessons can begin within a few days of contact — availability is listed on the booking page.

Short intake questionnaire

You answer 8 questions about your current financial situation — income type, main spending categories, and what you want to resolve first. No financial documents required.

Live sessions via video call

All sessions run through a shared video platform. You receive a calendar link after enrolment. Group sessions are recorded; private lessons are not recorded by default.

Between sessions

Each session ends with a small practical task — tracking one expense category for a week, or building out one month of a cash-flow table. The next session starts from what you found.

Full programme details
14+ countries represented in active group cohorts Timezone groupings available
Portrait of instructor Tomáš Veselý Tomáš Veselý Group sessions — budgeting & debt

"Most people aren't overspending — they're under-tracking. We fix the tracking first."

Portrait of instructor Adaeze Nwosu Adaeze Nwosu Private lessons — savings & planning

"A budget built on someone else's template rarely survives contact with real life."